Every month you pay premiums for your dental insurance. This allows you to visit your dentist twice a year to achieve and maintain your oral health, but can you also use your coverage to get the smile of your dreams? Your cosmetic dentist in Ellington offers an array of procedures to improve the appearance of your teeth and gums; however, your dental benefits may not cover their costs. To use your coverage, the procedures must be deemed necessary to improve your dental health.
Can I Use My Dental Insurance?
Cosmetic dentistry involves treatments that enhance the aesthetics of your smile. As a result, it is often considered to be elective services, so your insurance will not cover the cost of the treatments, but not always.
There are times when your benefits can be used. Now, restorative and cosmetic dentistry often overlap. If a procedure is needed to improve the health or function of a tooth while also promoting its appearance, you can use your coverage.
Your dentist must deem a procedure beneficial to your oral health for your insurance to cover a portion of its cost. There are a variety of cosmetic procedures that also offer restorative benefits, such as:
- Cosmetic Bonding: While it is often used to fix chipped or cracked teeth to restore their appearance, it can also rehabilitate the health and function of a damaged tooth.
- Dental Crowns: All-ceramic crowns have become the preferred choice because they provide a natural appearance. Not only are the more aesthetically pleasing, but they are also effective for treating severely decayed or damaged teeth.
- Gum Reshaping: To fix an uneven gum line, reshaping the tissue will improve its appearance, but it can also be used to treat the complications of periodontal disease.
- Bridges: Filling the space of missing teeth with a bridge will restore your confidence; however, it will also improve your oral health and functions.
- Dental Implants: In most cases, your insurance will not cover the cost of dental implants, but it may pay for a portion of the treatment, such as the crowns or tooth extractions.
Are Certain Procedures Not Covered?
There are several cosmetic procedures that rarely offer restorative benefits. As a result, it is very unlikely that your insurance will cover them, such as:
- Teeth whitening
- Invisalign
- Veneers
- Lumineers
How Much Will My Insurance Pay?
If your dentist determines that a cosmetic treatment will improve the health of your smile, they will work on your behalf with your insurance company to maximize the value of your policy. Depending on your plan, they may cover as much as 80% of a specific treatment.
Improve Your Smile Today!
If damaged or missing teeth cause you to feel insecure about your appearance, you may be able to use your dental benefits to get the smile of your dreams. Discover your treatment options today!
About Zahner Dental
For more than 40 years, Zahner Dental has provided the community with comprehensive dental care. In addition to general dentistry, we offer cosmetic services to create stunning smiles that last. If you are ready to transform your teeth, contact our office today to schedule your consultation.